Thursday, March 20, 2008

Free Stock Photos

Free Stock Photos

Whether you just want to browse our huge image gallery or want to share your personal photos with others, this is the site for you!


Browse through the categories of our huge gallery containing over 250.000 quality stock photos by more than 25.000 photographers! Need a wallpaper for your desktop? Need a pic for your commercial website design? Looking for inspiration? Have a look around.

Share your photos with fellow designers! SXC is a friendly community of photography addicts who generously offer their works to the public free of charge. If you have some nice photos that you'd like to share with others, join us!
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Free Software - Part1

Audio Books

LearnOutLoud.com Free Audio & Video - Free Audio Books, Lectures, & Speeches on MP3 Download and Streaming Video
Gutenberg:The Audio Books Project - Gutenberg
AudioFile, the Magazine for People Who Love Audiobooks
The Spoken Alexandria Project - Free Audio from...
AudioBooksForFree.com
Simply Audiobooks - Free_Book_Download
Main Page - Gutenberg
OTR.Network Library (The Old Time Radio Network)
LibriVox
The Online Books Page
LibriVox
Hour One: Encyclopedia of Life / Digital Libraries


Audio Download
Digital Media Locator - Powered by OverDrive
Grooveshark
Audio freeware for mac and pc
The Traders' Den
Mercora - Music Search and Internet Radio Network
GarageBand.com : GarageBand.com
1 Million Free and Legal Music Tracks - Free Music
Radio Paradise - eclectic online rock radio
betterPropaganda - Free MP3s and music videos.
Internet Archive: Live Music Archive
Free Music List December 2005 ? gHacks tech news
Stanford on iTunes U
LibriVox Catalog Pages
Tower.com - Free Downloads
:: 1.FM :: The Music Starts Here :: Home Page
Music links
irateradio.com - free and legal music
ibiblio - Black History Month


Books

The Online Books Page
Free e-books
Best Places to Get Free Books - The Ultimate Guide Best Places to Get Free Books - The Ultimate Guide
Main Page - Gutenberg
A P R E S S . C O M
Bartleby.com: Great Books Online -- Encyclopedi...
FullBooks.com - Thousands of Full-Text Free Books
manybooks.net - Free eBooks for your PDA, iPod, or eBook Reader

Conference Calling

Conference Call Services, Conference Calling Service - AT Conference
Conference Call Services & Web conferencing with Powwownow ? the conference calling company
Free Conference Call, Phone Conferencing, Teleconferences - FreeConferenceCall.com
Yugma : FREE Web Conferencing, Online Meetings and Web Collaboration: home
PC World - PC World Downloads - Raindance Meeti...
Foonz - Free Conference Calls and Group Calls
TalkShoe voice talk shows and discussion groups - Talkcasts
FreeConference.com - Free Telephone Conference ...
VSee
Free Conference Calling: Conference Call Services Free from LiveOffice Conferencing
Raindance : Web Conferencing, Web Meetings & Internet Video Conferencing


Free Graphics & Images

Royalty Free Stock Photos at Fotolia.com
Free Clipart, Clipart
everystockphoto.com - your source for free photos
BubbleShare - Easy Photo Sharing - Create a Slideshow and add to your MySpace Profile or Blog
Yotophoto | Find free photos... fast!
Public Domain images optimized for word processors at WPClipart
Open Clip Art Library Drawing Together
Pixenate - Online Photo Editor
Official Seal Generator
McKenna Gallery - Page 1
Norman Koren photography: images and tutorials


eBooks

Floodle.net Free ebooks - Free eBay Information
eBookSpyder


Tutorials - PC Painting

Project Dogwaffle 1.2 - the Free PC Paint and Animation Program for prople who love to draw, sketch, animate and paint: digital painting, animation, special effects, filters, plugins, frames, layers, photoshop(r) alternative, digital painter, custom...
IrfanView - Official Homepage - one of the most popular viewers worldwide
GrafX-Design.com - Tutorials for Photoshop, Corel DRAW! and Paint Shop Pro


Free Website

Freewebs.com - Free website, free hosting, free webpage, online photo album, free blog, more!
Jimdo - Pages to the People. - Home

Free Wiki

WikiMatrix - Compare them all
Main Page - Wikimedia Commons
Welcome to Wikispaces - Wikis for Everyone
FreewareWiki - freeware & free info

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Prescription Plans for Less

Publix.com - 14 day supply of select antiobiotics for FREE

Walmart.com - 30 day supply of select generic drugs for $4

Target.com - 30 day supply of select generic drugs for $4

Kmart.com - 3 month supply of select generic drugs for $15

pparx.org - find the RX program for your state or country

isaverx.net - prescription help for Illinois residents

drugsavings.wi.gov - Wisconsin's approved Canadian pharmacy list

minnesotarxconnect.com - Minnesota's approved Canadian pharmacy list

Eli Lilly - With the "LillyAnswers" discount card, low-income seniors can get a 30-day supply of Lilly retail drugs such as Prozac and Vista, an osteoporosis drug for just $12 a month. To qualify for the card, seniors must have income of less than $18,000 a year as singles or $24,000 as couples. The card will be honored at CVS, Longs and Wal-Mart pharmacies. Call 1-877-RX-LILLY to apply.  
 
GlaxoSmithKline - GSK is starting the "Orange Card" program, which gives elderly people who qualify 25 percent off their perscriptions. You must be 65 or older and have annual incomes of at or less than $26,000 for individuals or $35,000 for a couple. Check back to this site for updates on how to register. To read an article about the GSK plan, click here.  
 
Rxaminer - For a $10 fee, Rxaminer will permit users to enter all current prescriptions and returns a list of available generic or other suggested brands for less money.  
 
The Medicine Program - The prescription discount program is available to those with family incomes ranging from below the national poverty level to $60,000 who don't have health insurance. Call 573-996-7300 and ask for an application. Or, check the Phrma Web site Phrma.org for a list of drug companies.  
 
 
More tips to consider:  

  • Consider online purchases that could typically save 20% to 30%.  
  • Many consumers find very low prices purchasing prescription drugs from Canada.  
  • Are you over age 50? AARP offers discounts on mail-in orders.  
  • Are you a member of a managed care health program? Consider a 90-day supply of your medicine vs. a one-month supply. You'll pay one co-payment vs. three.  
  • Ask if your medication is cheaper in a higher milligram dose. Then, cut the tablet as needed for your proper dose. This method can save up to 75% of the cost.  
  • Always ask if a generic brand of your prescribed medicine is cheaper.  
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    Free and Low Cost Tax Filing

    Government sites:
         
    Free IRS e-file - irs.gov - Free online tax preparation and electronic filing services now available to at least 60 percent of all individual taxpayers.  
           
    More Free Filing - irs.gov - A complete list of sites offering free or nearly free filing services suggested by the IRS. Other IRS e-file partners are listed as well.  
    * If you need to, you can always file for an extension.  
                 
    State e-filing - taxadmin.org - More than 20 states now allow you to file your taxes directly through their websites for free! Check your state at the Federation of Tax Administrators website.  
                             
    Company filing sites: 
     
    Tax Act - taxact.com - Preparation software is free. To e-file costs $7.95 extra. Or, prepare and e-file your federal and state returns for $19.95 with the deluxe package.  
           
    eSmart Tax - esmarttax.com - Prepare tax returns with Microsoft Word downloadable forms. Most downloads are free. Filing ranges from $5 for the 1040EZ state form to $15 for the 1040 federal form.  
                 
    CCH CompleteTax - completetax.com - Prepare and file both your federal and state returns electronically for $29.95.  
           
    Turbo Tax - turbotax.com - The software is free for taxpayers with adjusted gross incomes of $25,000 or less. Products range from $9.95 to $49.95. Rebates are available.      
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    Free SAT Websites

  • CollegeBoard.com - Hosted by the organization that sponsors the SAT. On the site, you'll find the "SAT Question of the Day," as well as a "Skill Builders" section to help fine-tune your math and verbal skills. There are also sample questions from past tests along with an explanation of the correct answers to each question.  
  • Vocabulary.com - Vocabulary is extremely important in SAT exams, and you can brush up on your skills on this site. It houses 5,000 words (each with a brief definition) that you might encounter on an SAT.  
  • Workman.com - A book packed full of SAT test-taking advice.    
  • Number2.com - More definitions and SAT test-taking advice.  
  • GoMath.com - Free math help using simple animation to bring problems and solutions to life.  
  • MathForum.org - This well-organized site provides an "Ask Dr. Math" area with answers to hundreds of math-related questions.  
  • Cornell U. Math and Science Gateway - More math links and help.  
  • Tescaliber.com - Horizon Software has a complete online SAT practice exam that includes hints and reference tools. (Editor's note: This site was down at last check.)  
  • Princeton Review - Offers a free version of the 30-question diagnostic test that it has on its CD-ROM. You have to register, but there is no cost or obligation.  
  • Discovery Education - Another extremely useful resource is Kathy Schrock's Guide for Educators, which has a "homework helper" section with links to all sorts of educational resources. 
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    "Internet Telephony" Services

    These plans work just like the telephone in your home today. The only difference is that you're using the Internet as your connection. You must have a high-speed Internet connection (DSL/cable/other broadband) to make and receive the calls. And you'll need a couple extra devices like an adapter or router that plugs into your home network. It sounds a lot harder than it is. Each of the sites below offers great instructions on how to get connected!  

    • Packet8.net - Cost: Residential plans range from $14.99-$24.99 per month. Includes unlimited long distance and local calling, caller ID, voicemail and call forwarding.  
       
    • Vonage.com - Vonage has two residential plans:
      Premium Unlimited Plan: Updated! $24.99 a month
      - Includes unlimited local and long distance calling within the U.S. and Canada, call waiting, voicemail, call forwarding, repeat dialing, call transfer, caller ID, caller ID Block.
      Basic 500 Plan: $14.99 a month  
      - Includes 500 minutes of local and long distance calls to the U.S. and Canada.  
       
    • iConnectHere.com - With this company, you can talk over the computer with or without a telephone. To talk directly through the PC just hook your headset or telephone jack into the computer. Plan rates vary so check the website for details. Includes unlimited long distance, voicemail, caller ID and all of the other extras. 
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    Long Distance Deals

    Long distance phone plans: 
  • Americom.com - 3.9 cents per minute for state-to-state calls. No minimum usage requirements, but the company has added a .99 cent monthly fee. New customers get 100 free minutes.
  • American Telecom Network - 4.9 cents per minute on state-to-state calls. No activation or monthly fees. CALL 1-888-ITS-GREAT for more information.
  • bigredwire.com - No longer a monthly fee and no minimum usage fees. Interstate calls are 2.6 cents a minute. Intrastate rates vary depending on the location of the calling party. Members get $5 in free calls to other BRW members each month.
  • capsule.com - 3.9 cents a minute with 6-second billing. If you make more than $20 in calls a month or if you are willing to "autopay" your bill, consider this plan. If not, don't use this service or you will be charged a fee.
  • gtctelecom.com - 3.9 cents a minute on state-to-state calls, except for Alaska and Hawaii. There is a 95¢ monthly service fee if you want to pay by credit card and receive a monthly paper bill, and a $1.95 monthly service fee if you want to pay by check. No monthly fee if you opt for online billing.
  • onesuite.com - 2.5 cents if you use a local access number; 2.9 cents otherwise, except if you use a payphone. No monthly fee. Comparable international rates.
  • pioneer.com - Pricing starts at 2.7 cents a minute for some state-to-state calls and to other Pioneer members. Consider this plan only if you make more than $25 in calls each month. Otherwise, you will be charged a $2 "low usage fee."
  • Total Call International - 2.9 cents a minute for state-to-state calls. Only consider this plan if you make more than $20 in calls. Otherwise, you'll be charged $2.50 a month. Higher per-minute plans available with no fees.  
     

    International calling plans and devices:  
  • Global-call.net - IDT's GlobalCall is a pre-paid rechargeable calling card that offers good international rates for calling back to the States.  
  • Pingo.com - This virtual calling card was brought to Clark's attention by a listener. Rates as low as 3 cents/minute from Mexico and 2 cents/minute from Russia! NEW  

    PC-to-phone or PC-to-PC services:
  • skype.com - Make free phone calls all over the world to anyone else who has the Skype software on their computer. Download program from the site and talk with your friends and family for free!
  • sipphone.com - Get free worldwide calling with this phone, which plugs into a broadband Internet connection. The recipient must also have a SIP Phone for the call to go through. Calls are made over your Internet connection and can be made from state to state or country to country for free! Two phones cost $129, or get one for $80.
  • Yahoo! Voice (formerly DialPad.com) - Free PC-to-PC calls between Yahoo! Messenger users. Long distance PC-to-phone calls within the United States are 1 cent, while international rates vary.
  • net2phone - Net2Phone now charges 2 cents a minute for calls from your PC to any telephone in the US. Interntional rates vary.  

    Calling cards:  
  • Costco/MCI - The MCI calling card at Costco has changed again. Now, you can buy a 700 minute card for $19.99. That's less than 2.9 cents a minute for your calls. Plus, Costco now has international calling cards that never expire and are instantly rechargeable.
  • Sam's Club/AT&T - Sam's Club and AT&T have teamed up to offer several pre-paid cards. These include a 1,500-minute card or a 20-pack of 100-minute cards, all costing about 3 cents a minute. Shipping is included in the price.  

    Voice e-mail:  
  • onebox.com - $9.95 per month for e-mail, voicemail and fax services.  
  • ureach.com - e-mail and voice mail all in one place. Plans range from $2.99 to $6.99 a month. Or, try a month for free.  
  • Callwave.com - Internet answering machine. Basic service is free, or pay $2.95 to $9.95 for premium services.
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